domestic travel insurance

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domestic travel insurance features & benefits

Travel mishaps can happen even when you’re close to home. Travelling within Australia is a stunning experience anyone is bound to enjoy, from outdoor enthusiasts to gap year takers. Although much safer than other countries, Australia still carries some risks for domestic travellers, and isn’t free of cancellations or accidents — and nobody can deny that one can lose his personal belongings anywhere!

Domestic travel insurance is the best way to make sure you will never be at loss during your trip. 

why is domestic travel insurance important?


Domestic trips are easier to cancel or postpone than international ones, but unfortunately this almost always incurs cancellation fees — and even if it doesn’t, cancelling or postponing a trip means losing money on flight, accommodation, and more. Insuring domestically means you can claim some or all of your money back if you have to cancel or postpone your trip due to reasons beyond your control.

Sports and Recreational Activities

Nothing compares to recreational activities like skiing or golfing, but what if you don’t have your own equipment? Sure, there will always be a rental shop somewhere nearby, but hiring golf clubs or ski gear can set you up for hefty fees if anything happens to the equipment, whether it’s about physical damage or theft. If you travel within the country, a domestic insurance plan will cover any fees associated with damage to or loss of the equipment that you own. 

Rental Cars

Much like sports gear, hiring a car during your vacation might bring along additional expenses that aren’t included in your initial plan. Unfortunately, car accidents are common, and even a minor bang could cost you a lot. Often, rental vehicle excess can incur thousands of dollars — which you definitely don’t want to pay. With domestic travel insurance, you can get rental vehicle excess cover, so you’re never likely to be at loss if anything happens to the vehicle. 

Theft or Loss of Personal Items

We mean any of your belongings, whether it’s your laptop, luggage, or purse. Pickpocketing is common everywhere, and unfortunately Australia isn’t an exception; neither is theft. While it’s a good idea to invest in a safe to protect your belongings from the outsiders, this won’t do any good if they decide to steal from you anyway. 

The best way to protect yourself is to get domestic insurance that covers these incidents.


Under 30's covers a range of things that could go wrong when you travel. See our Table Of Benefits to explore all the cover provided.


Table Of Benefits

It's always important to review the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that may apply.


Policy Wording


more about domestic travel insurance

faqs about domestic travel insurance

  • I want to make sure I have cover for my iPhone, Computer or any electrical gadget. How do I do this?
  • You can purchase extra cover for electronic items by paying an additional premium. Cover is only available if you purchase this additional option at the time when the policy is issued. You can have: $2,500 in total for personal computer and their accessories $1200 in total for camera and video camera, $1000 in total for mobile phones, GPS, electronic book readers, and portable audio and gaming equipment. Please note: Receipts and/or valuation must be provided in the event of a claim.

  • Is there an excess on my domestic policy?
  • There is a nil excess that applies for all cover areas on domestic policies. 

  • If I'm travelling on a cruise liner on a domestic cruise do I choose a domestic policy?
  • No, you need to select a Pacific policy as you will enter into international waters.

  • Can I extend my policy?
  • You can extend your policy by contacting us within a minimum of 48 hours before your policy lapses and pay the additional cost of extending your cover.


A complete list of FAQS.

further reading

Planning on studying overseas? Check out our guide with all the tips you may need including where to go and what to take with you.

Studying overseas guide

Tips for staying in a hostel. Including things to consider and what our travel insurance covers you for.


Hostel travel tips

Group tour guide including a what group tour companies there are and the benefits of going on a prearranged group tour.

Group tours guide

Going on a gap year? Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, luggage and lots more.

Gap year guide