“Get travel insurance” — that’s one of the most common tips you’re likely to hear from seasoned travellers, and probably the best to follow if you want to make sure nothing wrecks the joy of travel.
The concept of travel insurance puzzles many young travellers, especially those with no prior experience journeying the world. What is it? How is it going to make your vacation better? How do you choose one? We’ve answered your burning questions about travel insurance below.
Travel insurance is insurance that covers medical expenses, personal liability, lost or cancelled deposits, lost luggage, and other such incidents that may occur while travelling either within your own country or overseas. Several travel insurance companies, including Under30 Travel Insurance, offer different levels of coverage based on the traveller’s needs and budget. Usually, the travel insurance can be arranged at the time of booking of a trip, covering the duration of that trip only. However, multi-trip policies are available to frequent travellers, covering a limited or unlimited number of trips within a set time frame.
Perhaps the most burning question youngsters have about travel insurance is — why do I need it?
There are many obvious benefits of getting travel insurance. First, it protects you against unexpected expenses that may come along during your trip — for example, the loss of your belongings. Pickpocketing is incredibly common, and tourists are the most vulnerable to thieves and scam artists. If someone steals your laptop, money, or luggage, your travel insurance company will cover the cost of replacing them.
If you become involved in an accident, your medical expenses can be covered by your travel insurance company — so if you’re travelling to a country where the risk of getting seriously ill is high, then you’ll absolutely need insurance.
Another benefit of travel insurance is the peace of mind it gives. Knowing that your travel insurance company will cover unexpected expenses in case they ever come along will certainly keep you at peace during your trip. The perspective of having your belongings, money, or credit cards stolen can be very scary for young people, so having an insurance plan in place will help you bust your fears!
The hardest part of all is choosing the right level of insurance coverage. Often, young travellers get too little or too much coverage, either of which would result in extra costs that could have been avoided in the first place. If you’re trying to decide which plan is best for you, here are a few aspects to factor in:
Ready to journey the world and have heaps of fun? Before you embark on your wild journey, make sure to get Under30’s comprehensive travel insurance plan to protect your vacation from any incidents that may ruin it!
The cheapest insurance can end up costing you in the long run.
Under 30's can tailor your policy if you're travelling for a long stint.
Learn more about what our policies automatically cover.
Travel insurance is not just for overseas trips.